Ryt Bank

YTL Digital Bank Berhad operates Ryt Bank, a Malaysian licensed digital bank offering app-based banking services such as deposit accounts, payments, debit and credit functionality, investment products, and AI-assisted financial services. The bank is positioned around fast, simplified, and inclusive digital banking for Malaysian consumers, with features including Ryt AI, biometric verification, real-time fraud monitoring, Google Pay support, and PIDM-protected deposits. The organization was established by YTL Digital Capital Sdn Bhd and Sea Limited and is headquartered in Kuala Lumpur. It operates under the Ryt Bank brand and is licensed by Bank Negara Malaysia and the Ministry of Finance. The company is a relatively new but fast-scaling financial institution, reporting more than one million Malaysian customers and employing approximately 201–500 people according to its public company profile.